Is it wise to invest in 2021?

Investing in property is known to be both reliable and profitable. However, in view of the events of the past two years, one may wonder whether this is still the case.

Why is investing in property considered profitable?

Property investment is considered the second most profitable savings product. It is seen as a safe investment because it is less affected by economic conditions—that is, short-term economic developments within an economy. Furthermore, investing in property allows you to build lasting assets. A property investment can also be seen as an alternative financial planning solution to protect your family. Indeed, it is a safe-haven asset which, in addition to withstanding economic conditions better, is also more resistant to inflation.

Is this still true in 2021?

While this was true until recently, it is now reasonable to question whether this view is still relevant today. Indeed, is investing still profitable and, above all, is property still a safe-haven asset?

Yes, property remains a safe and profitable investment in 2021!

If you are wondering why it is wise to invest at present, here are a few reasons.

• Cash flow is currently predictable.
• There are excellent returns
• Low interest rates: Thanks to Covid, interest rates are currently quite low, so taking advantage of them is both beneficial and sensible.
• Tax reduction: Income generated by letting your property to a private individual is either not taxed or taxed very little. In this situation, taxation is limited to the value of the property withholding tax. Furthermore, tax relief schemes such as the Pinel Act are currently available and also reduce the amount of tax you pay.
• Potential capital gain upon resale: if you buy this year and resell your property in a few years, there is a strong chance that its value will have increased by then. This will therefore allow you to make a capital gain on your investment.

In conclusion, investing in property remains a safe and profitable undertaking, even in 2021. This is due in particular to the currently low interest rates. So do not hesitate: if you would like to invest and have the opportunity, now is the time!